Is Columbus Day A Bank Holiday? What To Know

Is Columbus Day a bank holiday? This is a common question as many people plan their schedules around federal holidays. Here’s a breakdown of what you need to know.

Columbus Day and Federal Holidays

Columbus Day is observed annually on the second Monday of October. It commemorates Christopher Columbus's arrival in the Americas. However, its status as a federal holiday affects various institutions differently.

Banks and Financial Institutions

• Federal Reserve Banks: Generally, these banks are closed on Columbus Day.
• Commercial Banks: Many, but not all, commercial banks close. It's best to check with your local bank to confirm its holiday schedule.

Government Offices

Most federal government offices are closed on Columbus Day, including:

• USPS (United States Postal Service): No regular mail delivery.
• DMV (Department of Motor Vehicles): State-level, so check local listings.

Schools and Libraries

• Schools: Many schools and universities are closed, but this can vary by district.
• Libraries: Often closed; check local library websites.

Why the Confusion?

The observance of Columbus Day has become controversial in recent years, leading some institutions to remain open or replace it with Indigenous Peoples' Day. This shift can cause confusion regarding closures.

Tips for Planning

1. Check Local Listings: Always verify the holiday schedule of specific businesses and services.
2. Plan Ahead: Complete important transactions before the holiday to avoid any inconvenience.

Understanding whether Columbus Day is a bank holiday helps in managing your schedule and avoiding unexpected closures. Be sure to check with specific institutions for their holiday hours.