Are Banks Open Today? Check Holiday Hours & Schedules
Knowing whether banks are open can save you a trip. Here's a quick guide to bank holidays and how to manage your money even when branches are closed.
Bank Holidays: Are Banks Closed Today?
Banks typically close for federal holidays. Here's a list of common holidays when most banks are closed:
- New Year's Day
- Martin Luther King, Jr. Day
- Presidents' Day
- Memorial Day
- Juneteenth
- Independence Day
- Labor Day
- Columbus Day
- Veterans Day
- Thanksgiving Day
- Christmas Day
It's always a good idea to check with your specific bank for their holiday schedule, as some may observe additional closures or have modified hours.
How to Bank When Branches Are Closed
Even if the physical branches are closed, you can still manage your finances. Here’s how:
Online Banking
Most banks offer robust online banking platforms where you can:
- Check your balance
- Transfer funds
- Pay bills
Mobile Banking Apps
Mobile apps provide similar functionalities as online banking, often with the added convenience of mobile check deposit.
ATMs
ATMs are available 24/7 for cash withdrawals and deposits.
Customer Service
Many banks offer customer service via phone or online chat, even on holidays.
Planning Ahead
To avoid any inconvenience, plan your banking activities around bank holidays. Check your bank's website for specific holiday hours and plan accordingly. Sign up for mobile banking to check your balance and make transfers. Consider keeping extra cash on hand to cover expenses on bank holidays. Staying informed ensures you're never caught off guard!
